Apps by Nikki is a two-person studio. We build our own apps, and we build them for other people too.
OUR APP iPhone
Don't rely on one AI. Ask the panel.
One AI can be fluent, persuasive, and wrong. Asking several by hand is tedious, and lining up four chat windows just hands the comparing back to you.
The Panel does the comparing. Each AI answers your question on its own, then you get one verdict: the points they share, where they split, the minority view, and every original answer in full.
CLIENT WORK Website
An online gallery for ELLE and Esquire's Hollywood exhibition.
Built for Osmos.
Hearst Galleries put on a joint exhibition at the Hearst Tower in New York: Hollywood photography from the ELLE and Esquire archives.
The site takes it online. Photographs drift in around the title, then you pick a gallery, browse its wall, and open any picture for its issue, photographer and story.
Nikki has an eye for apps that look great and feel even better, and always wanted a studio of her own. Romeo builds things. The name was her idea, and he's fine with it.
We design and build mobile apps and websites. Some are our own ideas, some are for clients. Either way they get the same fuss over how they look and how they feel.
Between our own apps, we take on freelance and consulting work. If you need one of these built properly, get in touch.
iPhone and Android apps, from the first screen to the app stores.
Websites and web apps, from the first sketch to the day they go live.
Have a project in mind, or a question about our apps? Drop us a line.
The Panel
Effective date: 7 October 2026
Last updated: October 2026
The Panel is operated by an individual developer based in the Philippines ("we", "us"), who publishes it through an Apple Developer Program individual account; the developer's legal name is the Seller shown on The Panel's App Store page. Contact: support@appsbynikki.com.
By tapping Sign in with Apple on the sign-in screen, you agree to these Terms of Use, including our Usage Policy, and acknowledge our Privacy Policy. If you do not agree, do not use The Panel.
Language. These Terms, our Usage Policy and our Privacy Policy are written in English. If you are in Québec, by continuing you confirm that you have asked for them to be drawn up in English only. / Si vous êtes au Québec, en continuant, vous confirmez avoir exigé que les présentes conditions, la Politique d'utilisation et la Politique de confidentialité soient rédigées uniquement en anglais.
You must be 18 or older to create an account or use The Panel. By tapping Sign in with Apple you confirm that you meet this requirement and that your use complies with the laws that apply to you. The Panel is rated 18+ in the App Store. Where a law requires it, the app also asks Apple for your age range when you sign in (Privacy Policy §3); if Apple tells us the person using the device is under 18, The Panel won't let them continue.
The Panel is currently offered only in these storefronts: United States, Canada, Australia, New Zealand, and Singapore. We are not offered in mainland China.
An account is required before you can use any part of the service: there is no guest or trial-without-signup mode.
The Panel asks several independent AI systems ("Panelists") a question, or asks them to assess an AI answer you submit, and produces an analysis layer above their individual answers. Key terms, as used throughout these Terms and in the app:
The Panel does not show token costs, provider routing details or internal orchestration in the ordinary product experience. If a Panelist fails to respond or a run only partially completes, the app says so rather than presenting a falsely complete result. Every answer, Panel Verdict and analysis in The Panel is produced by AI systems; none of it is written or checked by a person.
Panel Verdicts, Model Consensus, claim analysis, Original Responses, and every other output are generated by third-party AI systems and by our own analysis of their outputs. They may be inaccurate, incomplete, outdated, or misleading.
Follow our Usage Policy, which is part of these Terms. It explains what you can't use The Panel for, how we check questions and answers, what counts against your account, and when we close accounts.
You also agree not to:
We may suspend or close access for violations of this section or the Usage Policy, as §11 and the Usage Policy describe.
You retain ownership of the questions, submitted answers, and context you provide ("Your Content"). By submitting Your Content, and after you grant provider-sharing permission as described in the Privacy Policy, you grant us (and, through us, the AI providers and routing intermediary described in the Privacy Policy) the limited license needed to transmit, process, and analyze Your Content solely to operate the service and produce your result. This license ends when the corresponding content is deleted as described in the Privacy Policy, except to the extent a provider's own copy is governed by its own retention terms, which we do not control.
Only include personal or sensitive information, such as health details, if your question needs it, and don't include other people's information unless you have the right to share it.
Results. We don't claim ownership of the Panel Verdicts, Original Responses and Revised Answers you receive; to the extent we have any rights in them, we assign them to you, and you may use and share them. Three things to know: AI results may not be unique, so other people may receive the same or similar results; results may not be protected by copyright, or may reproduce third-party material; and sharing a result doesn't change the disclaimers in §4. Each AI provider's own terms govern its copy of your question and its answer (Privacy Policy §6).
Ask and Second Opinion each use one Panel Check when you get a Panel Verdict, including a partial one where three of the four Panelists answered. Once you send a question it runs to the end; there is no way to cancel it, and leaving the screen does not stop it or change whether it is counted.
If two or more Panelists don't answer (they decline, an AI provider's safety filter blocks the question, or our own safety check withholds their answers), you get no Panel Verdict, and we show none of the answers we did get. This still uses a Panel Check, the same as any other run, including when the Panelists declined because the question was about suicide or self-harm (we show you support resources either way), and including when the step that produces the Panel Verdict was blocked or withheld: the AI calls were made, and the content sent decided the outcome. The same applies when some Panelists were unavailable because of a provider problem and at least one other didn't answer because of what was sent (a decline, a block, a withheld answer, or an answer that timed out or couldn't be used): the content decided the outcome, so the Panel Check is used. It is released only when every Panelist that failed did so on the provider's side.
A Panel Check is not used, and any reservation is released automatically, when:
A run that fails because of what was sent (for example, an answer too long for us to analyse, or a question built to break the analysis) is counted like a completed one. See our Usage Policy for the full detail on how we check questions and answers.
Your licence to download and use the app itself comes from Apple's standard Licensed Application End User License Agreement (the "Apple EULA", https://www.apple.com/legal/internet-services/itunes/dev/stdeula/), which applies because you got The Panel from the App Store. These Terms cover the service: your account, Panel Checks, subscriptions, credits and content. If the two conflict, the Apple EULA controls only for the licence to the app software and for Apple's own rights; these Terms control for everything else. Where both limit our liability, the limit more favourable to you applies.
The Panel will change over time. For example, a Panelist's AI model may be replaced when a provider retires it, and features may be fixed or redesigned. If a change would take away something you have paid for, or reduce what Pro includes, we treat it as a change to these Terms under §16: you get at least 30 days' notice in the app, and the change reaches you only from your next renewal after that notice, so you can cancel before it applies. If an AI provider withdraws a model without warning, we'll tell you as soon as we can.
If we decide to close The Panel entirely, we'll tell you in the app at least 30 days beforehand and stop selling new subscriptions and credits when we announce it. If we close it before the end of a period you've paid for, you can ask Apple for a refund at https://reportaproblem.apple.com; if Apple doesn't refund you, email support@appsbynikki.com and we'll refund the unused part of that period, and any top-up credits you bought and hadn't used, ourselves.
Either way, your rights under consumer law (§13) still apply. We don't promise the service will always be available or free of errors, but that doesn't reduce your rights if it isn't provided as described.
You can delete your account at any time in Account → Data & privacy, which requires re-authenticating with Sign in with Apple. Deleting it deletes any unused Panel Checks and top-up credits, which can't be restored (§8), and free-trial Panel Checks you've used stay used if you sign up again with the same Apple ID. Pro Panel Checks already used in the current subscription period also stay used if the same App Store subscription is linked to a new account before that period ends. See the Privacy Policy for exactly what is deleted and what limited, non-content information is retained.
We may also close your account under the rules in our Usage Policy (for repeated serious misuse, for content involving the sexual exploitation of a minor, for a serious attack on our systems or security, or where the law requires it) and never for a minor breach. Our automated checks flag an account; a person decides whether to close it. The Usage Policy explains how to appeal.
After closure, you can still sign in to export your data, delete your account, and manage or cancel your subscription.
Money. When we close your account:
Your subscription keeps renewing until you cancel it. Closing your Panel account, or us closing it, does not cancel an active Apple subscription: it keeps renewing until you cancel it with Apple. We can't cancel it for you. Use the Manage Subscription button we show you, or Settings → your name → Subscriptions.
If an AI provider stops serving your account. An AI provider can decide, on its own, not to answer questions from your account. We can't reverse that decision. If it stops us from providing The Panel to you, we'll let you know. That is not a finding that you broke these Terms or our Usage Policy. If this means you can't use The Panel for a period you've already paid for, you can ask Apple for a refund at https://reportaproblem.apple.com, and your rights under consumer law (§13) apply.
Appeals. If you think we closed your account, or counted something against it, by mistake, email support@appsbynikki.com and quote the reference code shown on the relevant screen. See our Usage Policy for how appeals work.
The Panel, its design, and its own analysis technology are owned by us or our licensors. "ChatGPT"/"OpenAI," "Gemini"/"Google," "Claude"/"Anthropic," and "Grok"/"xAI" are trademarks of their respective owners. Their use in The Panel identifies which AI system produced a given answer, or which company receives your content; it does not imply that any of these companies endorses, sponsors, or is affiliated with The Panel, and no such affiliation exists unless separately and explicitly stated.
Your consumer rights come first. If you are a consumer, nothing in this section, or anywhere else in these Terms, excludes, restricts or changes any right or remedy that the law where you live gives you and that can't be excluded by contract. In particular:
To raise a claim under consumer law, email support@appsbynikki.com. You can also ask Apple for a refund at https://reportaproblem.apple.com.
The rest of this section applies only as far as the law where you live allows.
If you are a consumer in Québec: the next two paragraphs (the "as is" disclaimer and the limits on our liability) do not apply to you, because Québec's Consumer Protection Act does not allow them. Your rights under that Act and the Civil Code of Québec apply in full.
The Panel is provided "as is" and "as available," without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that AI-generated outputs will be accurate, complete, or suitable for your purposes (§4).
We are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, arising from your use of or inability to use The Panel, even if we were told they were possible. Our total liability for all claims arising from these Terms or your use of The Panel is limited to the greater of (a) the amount you paid for The Panel in the 12 months before the event that gave rise to the claim, and (b) USD 100 (or the equivalent in your local currency).
These limits never apply to our fraud, bad faith, gross negligence or willful misconduct, to death or personal injury caused by our negligence, or to any other liability that cannot be limited or excluded under applicable law, including the consumer rights described at the start of this section.
If someone else brings a claim against us because you intentionally broke §5 or our Usage Policy, or because content you submitted infringed someone's rights or broke the law, you agree to cover the reasonable costs, losses and damages that claim causes us, to the extent you caused them and as far as the law where you live allows. This never applies to anything caused by our own breach of these Terms, our negligence, a defect in The Panel, or your ordinary use of The Panel as these Terms allow. We will tell you promptly about any such claim and let you take part in responding to it. This section does not limit any right you have under consumer law (§13).
Talk to us first. If something goes wrong, please email support@appsbynikki.com describing it and what you would like us to do, and give us 30 days to try to put it right. This is a request, not a condition: it doesn't stop you contacting a consumer or privacy regulator at any time, and it doesn't shorten or pause any deadline for your claim. We aim to reply to complaints within 7 days.
Governing law. These Terms are governed by the laws of the Republic of the Philippines, where the developer of The Panel is based, without regard to conflict-of-law rules. This does not take away the protection of any law of the country, state or province where you live that can't be excluded by contract: if that law gives you a right that Philippine law doesn't, or says a term of these Terms doesn't apply to you, you keep that right and that term doesn't apply to you.
If you are a consumer in Québec: the next paragraph does not apply to you. You can bring a claim before the Québec courts, and nothing in these Terms requires you to use arbitration or stops you from bringing or joining a class action. The mandatory protections of Québec law apply to you whatever these Terms say about governing law.
Where to bring a claim. You can bring a claim against us in the courts of the Philippines, or in the courts (including small-claims courts and tribunals, such as New Zealand's Disputes Tribunal) of the place where you live. If we bring a claim against you, we will bring it only in the courts of the place where you live. Nothing in these Terms requires you to use arbitration or stops you from bringing or joining a class action, or from complaining to a regulator, for example the ACCC or your state or territory consumer agency in Australia, or the Commerce Commission in New Zealand.
We may change these Terms and our Usage Policy, including the rules about Panel Checks, limits and how the service works. We won't use this section to change the price of a subscription you already have, what kind of service The Panel is, or how long your subscription lasts; price changes go through Apple, which asks for your agreement where required.
Material changes. At least 30 days before a material change takes effect, we'll show you a written notice in the app that sets out the new wording (with the wording it replaces), the date it takes effect, why we're making it, and your right to refuse it. A change that increases what you owe or reduces what we provide applies to an existing subscription only from your next renewal after that notice, so you can refuse it by cancelling before then at no cost. If such a change still reaches you before you could cancel, you can refuse it and cancel, at no cost and without any penalty, up to 30 days after it takes effect: ask Apple for a refund with the Request a refund button, and if Apple doesn't refund you, email support@appsbynikki.com and we'll refund the unused part of the period ourselves.
Continuing to use The Panel after a change takes effect does not, by itself, count as accepting a material change: where the app asks you to review and accept updated Terms, only that action counts. If you haven't accepted a material change when it takes effect, the version you last accepted keeps applying to you until the end of any period you have already paid for; after that, you'll need to accept the new version to start new Panel Checks, and you can still sign in to export your data, delete your account, and manage or cancel your subscription.
Other changes. Changes that aren't material (for example, clearer wording or a new contact detail) take effect when we post them, with the "Last updated" date above changed.
Changes to what data we send to AI providers are governed by the Privacy Policy's re-consent process, not by this section alone.
Questions about these Terms, complaints, and consumer-law claims: support@appsbynikki.com. We aim to reply within 7 days.
Apple is not a party to these Terms and is not responsible for The Panel, its content, support, or any claim about it; we are. Solely with respect to your use of The Panel on Apple platforms, Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, may enforce them against you.
